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How to check your credit reports for free

Identity Theft Awareness Week is January 30 - February 3
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NEWS RELEASE
COLORADO TREASURER'S OFFICE
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On the fourth day of Identity Theft Awareness Week 2023, Colorado Treasurer Dave Young wants to make sure you know how to check your credit reports for free. 

“Your credit reports matter. Credit reports may affect your mortgage rates, credit card approvals, apartment requests, or even your job application,” Treasurer Dave Young stated. “Reviewing credit reports helps you catch signs of identity theft early. And you can do it for free at annualcreditreport.com.”

Identity Theft Awareness Week is an annual observance that begins on the last Monday of January and lasts for five days. This year, it takes place from January 30 to February 3. The significance of this week is to spread awareness that any type of theft can disrupt your finances, credit history, and reputation and take money and time to resolve. 

AnnualCreditReport.com is the official site to get your free annual credit reports. This right is guaranteed by Federal law. You can verify this is the official site by visiting the CFPB's website.

Don't be fooled by look-alike sites. You can be sure that you are on the right site if you type www.AnnualCreditReport.com in your browser address line. Don't come to the site by clicking on a link in another site or in an email.

The site is maintained by Central Source, LLC. Central Source, LLC is sponsored by Equifax, Experian, and TransUnion so you have a single site where you can ask for all three of your free credit reports. Federal law allows you to get a free copy of your credit report every 12 months from each credit reporting company.

“During the COVID-19 pandemic, accessing your credit is important,” Treasury spokesperson Sheena Kadi stated. “That's why Equifax, Experian and TransUnion are continuing to offer free weekly online credit reports instead of just annually. There’s no reason for Coloradans to not take advantage of this opportunity to check yours.”

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